External Dental Payment Plan Options

Working to make your dental care affordable

CareCredit for Dental Financing

At Kansas City Smiles & Co, we appreciate that sometimes dental insurance might not cover certain procedures, or perhaps you’d rather not settle the full cost of a treatment in one lump sum. That’s why we’re pleased to offer a payment option through CareCredit, making dental care more accessible and budget-friendly for you.

CareCredit is a convenient financing solution for dental services that are not included in your usual healthcare plan. Imagine it as a specialized credit card that you can use for health-related expenses at over 260,000 participating providers nationwide.


CareCredit logo

  • Spread out the cost of dental treatments: CareCredit helps you spread out the cost of your dental treatments into manageable monthly installments. This service offers promotional no-interest financing for periods of 6, 12, 18, or 24 months on purchases of $200 or more. You must make your minimum monthly payments and pay off the total before the promotional period ends. If the full amount isn’t settled by this time, interest will be charged from the initial purchase date.
  • Extended Financing Options: For those who need more time, CareCredit provides extended financing plans over 24, 36, 48, or 60 months, which include a reduced Annual Percentage Rate (APR) and fixed monthly payments until the full amount is paid. For example, purchases of $1,000 or more could have access to a 24-month plan with a 14.90% APR or longer plans with slightly higher APRs, extending up to 60 months for purchases of $2,500 or more at a 17.90% APR.
  • Do you qualify? To determine if you can benefit from these flexible payment plans, apply for CareCredit. For more information about CareCredit and how to apply, follow the link below. This way, you can keep your smile bright and your finances comfortable.

Explore Dental Finance Options with LendingPoint

At Kansas City Smiles & Co, we also partner with LendingPoint to ensure you access convenient and adaptable payment solutions for your dental needs. LendingPoint is committed to tailoring loans that suit you perfectly, offering competitive rates so that you can receive your treatment without delay. In fact, once you’re approved, funds may be available to you by the following business day.


LendingPoint logo

  • What is LendingPoint? LendingPoint provides a transparent and user-friendly way to finance your dental care with personal loan options reaching up to $36,500. What’s especially beneficial is that exploring your loan possibilities doesn’t impact your credit score at all. So you can check out what’s available to you without any worries.
  • How are LendingPoint payment plans structured?
    The specifics of your payment plan will be carefully structured to align with your financial situation, ensuring that the repayment process is as smooth and stress-free as possible. To get a personalized loan that fits your dental care budget, submit an application through LendingPoint. Start the simple process by clicking on the link below and take the first step towards a healthier, happier smile with manageable payment options tailored for you.

More Dental Financing Questions?

If you have any questions about the external payment plans we accept or would like to learn more about our office, please contact us using the button below.

Contact Kansas City Smiles & Co in Missouri

Independence, MO

3820 South Whitney Ave
Independence, MO 64055
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Monday: 8:00 am - 5:00 pm
Tuesday: 8:00 am - 5:00 pm
Wednesday: 7:00 am - 4:00 pm
Thursday: 8:00 am - 5:00 pm
Friday: By Appointment



Email Address

[email protected]

Blue Springs, MO

1400 South Outer Road
Blue Springs, MO 64015
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Monday: 7:00 am - 5:00 pm
Tuesday: 7:00 am - 5:00 pm
Wednesday: 7:00 am - 5:00 pm
Thursday: 7:00 am - 5:00 pm
Friday: Closed



Email Address

[email protected]